Credit Cards Now Offer Greater Protections

President Obama signed a bill recently designed to protect consumers from surprise fees and APR hikes after over-the-limit problems arise. The rules, which will go into effect in nine months, prohibit companies from giving credit cards to people under the age of 21 unless they have a parent or guardian co-sign or if they can prove to have the means to pay debt. In addition, customers will need to be over 60 days behind on a payment before they have their rates increased as a result. With these protections in place, you can use your credit card responsibly while on vacation, and know that Obama’s reforms will protect you.

One of the best places in the world to bust out those credit cards is Dubai, a shopping capital in the United Arab Emirates where bigger is always better. Tax-free prices are just the tip of the iceberg when it comes to browsing in the UAE: it’s one of the best places in the world to buy quality jewelry and Persian rugs, and up-market goods are available in such impressive numbers that Dubai is rumored to rival only New York in the number and variety of expensive items offered. While planning your shopping getaway, try booking a hotel like Jumeirah Bab Al Shams Desert Resort and Spa, which offers Exclusive Complimentary Perks when booked through Whatahotel.com and is set in the golden sands of ancient Arabia 45 minutes out of Dubai. This oasis-style resort combines rich Arabian culture with a great spa, which means that a hard day of shopping can be worked out of those muscles in no time.

Another noted shopping destination is South Africa’s Cape Town, which combines sun and surf with cool boutiques for an unforgettable trip. You can zip by the flea markets like Greenmarket Square and check out the goodies, but you can also head to malls like the Victoria Wharf and V&A Waterfront if you please. Check out the 12 Apostles Hotel and Spa in a stunning location, which is only 10 minutes outside the city. If you need a break from retail therapy, you can visit nature trails and diving spots for some time exploring.

Now what will you be buying after you check into your luxury hotel?